Everything you need to know about getting a car insurance quote with QuoteTorch.
What information do I need to get a quote?
Just your driver's license number, vehicle year, make, and model, and a few details about how you use your car. The whole process takes about 5 minutes.
How do I know I'm getting the best rate?
We compare rates from multiple top-rated insurance providers in real time, so you're always seeing the most competitive options available for your specific vehicle and coverage needs.
What types of coverage can I compare?
You can compare liability, collision, comprehensive, uninsured motorist, and personal injury protection — all in one place. We'll also help you understand what each one covers.
Will getting a quote affect my credit score?
No. QuoteTorch uses a soft pull only, which has no impact on your credit score. You can compare as many quotes as you like without any risk.
Can I switch insurers if I already have coverage?
Yes. You can switch at any time. If you cancel mid-policy, most insurers will refund the unused portion of your premium. We'll walk you through the process.
Is QuoteTorch free to use?
Completely free. There's no cost to get a quote, and we never charge a fee for comparing or switching plans.
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